WHAT IS YOUR CONTRIBUTION FOR GETTING O.R.O.P.?

TO CALCULATE YOUR 7 CPC, DELINKING ARREARS, O.R.O.P.ETC., ARREARS AND REVISED PENSION PLEASE VISIT OUR WEBSITE: exweltrust.in

UNITY IS OUR STRENGTH

DEAR VETERANS
OUR UNITY IS VERY IMPORTANT
PLEASE HELP THE POOR JAWANS

THEY ARE MORE IN NUMBER

BRING THEM UNDER YOUR COMMAND
BY LOVE & COMPASSION
THEN YOU SEE HOW
THINGS MOVE WITH THE GOVT


PLEASE THINK IT OVER

7 CPC ORDER HAS BEEN ANNOUNCED BY GOVT.

SOME IMPROVEMENT IN PENSION FOR LOWER RANKS />
ARREARS FROM 01.07.2014.has been paid />
Minimum pension for Sep.Y15 yrs. Rs.17130 />< /> KNOW THE RATES OF DISABILITY PENSIONS

W.E.F.01.07.2014

(FOR PRE 01.01.06)(100%)
READ CDA CIRCULAR 555
Table No.76(FOR 100%)
READ CIRCULAR 555
OTHER RANKS (FOR 100%)
READ CIRCULAR 555

WAR INJURY PENSION
FOR ALL RANKS (100%)
READ CDA CIRCULAR 555

DISABILITY PENSION &
WAR INJURY PENSION
TO BE PAID WITH D.A.

CONSTANT ATTENDANCE ALLOWANCE
FOR ALL RANKS (FOR 100%)
Rs.4500/-W.E.F. 01.07.2014

MINIMUM SPECIAL FAMILY PENSION
Rs.7000/- W.E.F.01.07.2014 for 6 months service

@@@@@

IT IS BETTER TO KNOW

YOUR PENSION ENTITLEMENTS THAN

YOUR LIQUOR QUOTA

HELP ALL TO GET
CORRECT PENSION FROM BANKS

REMEMBER, THAT OUR DEMAND OF

ONE RANK ONE PENSION

ACCEPTED BY GOVT.Circular issued

But Our demands are not fully accepted

OUR FIGHT CONTINUES

JOIN THE MISSION TO WIN

THERE IS NO GAIN WITHOUT PAIN

LET US FIGHT FOR JUSTICE
OROP MEANS
EQUAL PENSION
FOR EQUAL RANK
GROUP,AND SERVICE
IRRESPECTIVE OF DATE
OF RETIREMENT
WHETHER POST 01.01.2006
OR PRE 01.01.2006

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VISIT www.exweltrust.in

for calculating your OROP arrears

DUAL FAMILY PENSION AGREED BY TN GOVT


"நல்ல நிர்வாகத்தால் வழங்கப்படும்

நீதி தான் உயர்ந்தது.

நீதி மன்றங்களினால் பெறப்படும் நீதிகள்

நிர்வாகத்துக்கு பெரும் அவமானம்

என்பதை நிர்வாகம்

(Ministry of Defence)

நன்கு உணர வேண்டும்."

DE LINKING ORDER ISSUED ON 30SEP16

ARREARS FOR CIR.547,548 & 560 TO BE

PAID TO ALL ELIGIBLE PENSIONERS BY BANKS

தமிழக அரசு இரண்டு குடும்ப பென்சன்

வழங்க அனுமதி அளித்துவிட்டது. செய்தி.

முன்னாள் படை வீரர் குடும்பங்களின்

நலன் காப்பது ராணுவ அமைச்சகத்தின்

தலையாய கடமையாகும்

GOVT. OF TAMIL NADU SANCTIONED

SECOND FAMILY PENSION IS A GOOD NEWS.

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Disclaimer

The postings in this Blog are only the personal opinion and do not necessarily reflect the views of the “indianexserviceman” blog team. These are expressed in good faith for the general welfare of the veterans of the Indian Armed Forces. The contents of this blog are neither for business nor for any commercial gains. Neither the “indianexserviceman” blog team nor the individual authors of any material on this blog accept responsibility for any loss or damage however caused (including through negligence), which you may directly or indirectly suffer arising out of your use or reliance on information contained on or accessed through this blog. All views and opinions presented are solely those of the surfer and do not necessarily represent those of “indianexserviceman” blog team. This is not an official blog site. This blog is run by a team of Air Warriors of the IAF (Veterans). It is not affiliated to or officially recognized by the MOD or AHQ or Air HQ or Govt/State or any other organization.

"நாட்டுக்காக உயிர் நீத்தவர்களை நினைக்காதநாடு இனி யாரும் அதற்காக உயிர் விடும் தகுதியை இழந்துவிடும்."

PENSION GUIDE BOOK IN HINDI AVAILABLE FREE DOWNLOAD. CLICK HERE.

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MESSAGE FOR READERS

"தெரிந்து கொள்ளுங்கள்" என்ற பென்சன் வழிகாட்டி புத்தகம் புதிய O.R.O.P பென்சன் பட்டியலுடன் கிடைக்கிறது. ஒவ்வொரு ராணுவ பென்சனரும் அவசியம் படிக்கவேண்டியது. உங்கள் தேவைக்கு தொடர்புகொள்ள : முகவரி "எக்ஸ்வெல் டிரஸ்ட் " 15 மிலிடரி லைன், சமாதானபுரம், திருநெல்வேலி 627002. போன்:9894152959. 04622575380 தெரிந்து கொள்வது அவசியம். தெரியாது என்பது அவமானம். தெரிந்து கொள்வது கௌரவம்.உங்கள் சரியான பென்சனை தெரிந்துகொள்ள இந்த புத்தகம் உதவும் www.exweltrust.in என்ற இணைய தளத்தை பார்க்கவும்

Friday, May 5, 2017

INCOME TAX FROM POOR DEFENCE PENSIONERS




INCOME TAX FROM POOR DEFENCE PENSIONERS

This is the first time that an ordinary defence pensioner (other than Officers) have been subjected to large amount of tax deduction in the pension and arrears.  Banks are not clearly mentioning the tax deducted and amount of arrears paid.  They are not issuing proper TDS certificates (Form 16A) for the tax deducted to enable them to file Form 10E for refund.

Some banks have deducted 50% of the pension in the month of Dec, Jan, Feb & Mar and still not issuing Form 16A.  Normally a common man is having slight fear about income tax.  Even if the banks deduct wrong amount, the pensioners are afraid to question the bank for details.  Therefore the banks take advantage of the situation and deduct tax without any justification.  This is not a healthy practice.

Most of the defence pensioners are unable to find out whether they have been paid the correct delinking arrears or not.  Because the amount of tax recovered on the delinking arrears is not shown anywhere.  In the circumstances, how can they get correct year wise break up for the arrears for the period from 2006 to 2014 to claim relief under Sec.89(1).

One pensioner entitled for Rs.2,38,000 delinking arrears.  But has been paid only Rs.2,10,000 as delinking arrears.  The fact that the bank had deducted a sum of Rs.28000 for tax had not been mentioned anywhere.  In this situation, how can a pensioner claim relief ?

Since the delinking arrear is calculated from 2006, the pensioners are in need of pension statement from 2006 to till date.  But the banks are not providing statement of account, thus causing great hardship to claim relief.

Every pensioner must be vigilant.  Please register your PAN number with the Bank immediately, if not done so far.  A 55 year old Naik Group Y with 15.5. years of service received delinking arrears of Rs.1,27,300.  The bank had deducted Rs.8034 as tax after registering PAN Card.  The bank would have deducted Rs.16068 (Double the amount) if he had not submitted PAN Card.  In actual calculation, the pensioner has to pay a tax of Rs.5329 only.  In normal course this pensioner is not liable to pay any tax.  Now because of the payment of delinking arrears, a tax of Rs.5329 has been recovered.  Since the arrears is paid from 2006, the pensioner can claim relief under Sec 89(1).  Accordingly if he claims relief after submitting Form 10E, he will get a relief of Rs.5329 which is equal to the amount of tax recovered and ultimately he will get a refund of the tax recovered i.e. Rs.8034.  If he does not file Form 10E he will not get refund.  The purpose of this article is to create awareness among the low paid pensioners to claim relief by filing form 10E immediately.  Here the Exwel Trust is helping the low paid pensioners to get refund of the tax recovered.

As far as I know, the Exwel Trust is the only organization helping the low paid pensioners to get refund.  (There are some websites helping only the Officers but not O.Rs) Please visit our website www.exweltrust.in and send your particulars as per the format given in the website.  If you are not vigilant and alert, you will not get refund.

Exwel Trust
No.3D St.Mark Street,
Johns High school Road
Samathanapuram,
Tirunelveli 627002.
Phone:04622575380
Mobile.09894152959

Monday, April 24, 2017

Our web site is free now.

GOOD NEWS

Exwel Trust has made their website www.exweltrust.in free from 24.4.2017.
You just register your particulars and get all arrears printed freely.

SPECIALLY THE DELINKING ARREARS IS AVAILABLE WITH YEARWISE BREAK UP
USEFUL FOR FILING FORM 10E.

PLEASE MAKE USE OF THIS FACILITY AND CLAIM I.T. RELIEF.
CONTACT EXWEL TRUST FOR ASSISTANCE.

Tuesday, April 11, 2017

INCOME TAX RELIEF FOR DEFENCE PENSIONERS FOR THE FY 2017-18





INCOME TAX RELIEF FOR DEFENCE PENSIONERS FOR THE FY 2017-18

A large number of Defence Pensioners have been subjected to Income Tax deduction during the Financial Year 2016-17 because of the payment of Delinking Arrears, 7 CPC Arrears and OROP arrears.
Most of the lower rank pensioners such as Sepoy, Naik & Hav can get Tax Relief if they file Form 10E and IT return.  Low paid Senior Citizen Defence pensioners and Super Senior citizens pensioners will get complete relief from the tax and get refund.
Some Banks have deducted unproportionate amount of Tax without considering the submission of Pan Card by the pensioner. Therefore it is emphasized that all the Low Paid Defence pensioners must submit Form 10E and File IT return in time to get full relief/refund.
The Exwel Trust had made arrangements to help these pensioners to get relief easily.  Those who want Assistance in filing the 10E and Tax Return please contact Exwel Trust with following information immediately.
PARTICULARS OF THE PENSIONER
1. Name of the Pensioner:
2. Mobile No.
3. Pan No.
4. Permanent Address
5.Rank
6. Qualifying Service
7. Group
8. Date of Retirement.
9. Present Pension
10. Name of Bank and Branch.
11. Account No.
12. Amount of DL 33 Arrears Received:
13. Amount of Last instalment of OROP Arrears received.
14. Amount of 7 CPC arrears received.
15. Total Tax deducted by bank.

SEND THE ABOVE INFORMATION TO: 
EXWEL TRUST, 3D ST.MARK ST. SAMATHANAPURAM, TIRUNELVELI 627002.  

Friday, March 10, 2017

RUTHLESS DEDUCTION OF INCOME TAX FROM THE POOR DEFENCE PENSIONERS BY THE PENSION PAYING BANKS


The crowd due to poor service in a bank

 RUTHLESS DEDUCTION OF INCOME TAX FROM THE POOR 
DEFENCE PENSIONERS BY THE PENSION PAYING BANKS

It has come to our notice that some pension paying banks (PDAs) have mercilessly deducted 95% of the pension of Dec 2016, Jan 2017 and Feb 2017 in the name of Income Tax and paid only Rs.800 – Rs.1000 as pension.

All these pensioners are senior citizens and they have submitted PAN numbers to the bank.  They are all low paid pensioners; normally they will not come under regular tax payer category.
Just because of the payment of some arrears on Defence pension during the Financial Year 2016 – 17, the banks cannot deduct tax ruthlessly without any basic calculation with respect to the annual pension and arrears received by them.

It seems that the banks are trying to frighten these poor pensioners in the name of Income Tax.  It is a shame on the part of a modern nationalized bank to deduct tax without giving any transparent calculation to the pensioner.

For example a 70 years old pensioner having monthly pension of Rs.20,000 with an arrear payment of Rs.1,40,000 have been charged Rs.70,000 as Income Tax by taking away 95% of the pension for 3 months.  A strong email complaint made to the bank resulted in releasing just month’s pension only.  That too without any satisfactory reply to the complainant.  This is a great injustice to poor pensioners.  We have received lot of complaints on the same subject. We are seriously thinking how to solve this problem. Some banks do not reply to email at all.  They are not attending phone calls. 
  
A General Manager Customer complaints Cell of a bank attended my call and simply gave me another number to contact.  To my surprise, no response from that number for the whole day.  What a fun the GM Office staff is making with  a customer, can you imagine. The pensioner is starving without pension for the past three months.  Therefore I made such an efforts.  But all in vain.  No reply to the email also.

We therefore request all the affected pensioners to ask the bank for the Tax deducted calculation through RTI and try to recover the excess deducted tax due to erroneous calculation from the Salary of the concerned bank officials.

Since the poor pensioners are not in a position to proceed against the erring banks, the banks just frighten the pensioners in the name of income tax.

This attitude of the bank cannot go for long.  Banks must wake up, they cannot fool the pensioners forever.  They must give proper account of the tax deducted in pension.  This sort of improper tax deduction cannot be accepted from a popular nationalized bank like Canara Bank, Central Bank of India etc etc.
The Finance ministry and the Income Tax Department should issue necessary instructions to the bank to safeguard the life of senior citizens.  The pensioners associations also should do something.  Our pensioners also should learn to counter these action of the bank.

INCOME TAX RELIEF UNDER SECION 89(1) AND ONLINE SUBMISSION OF FORM 10E




INCOME TAX RELIEF UNDER SECION 89(1) AND
ONLINE SUBMISSION OF FORM 10E

An 80 years old defence pensioner,(Sepoy ‘Y’ Group)  who does not have a PAN Card would have paid a Tax of around Rs.8000 for the Financial Year 2016-17. Even if the bank did not recover, it is the duty of the pensioner to file Income Tax Return for the AY 2017-18.

The pensioner has to complete the following formalities to get relief/refund of the tax recovered.

1. First they have to get PAN Card and submit to the Bank immediately.
2. Get Pension received statement along with all the arrears from 1.4.2006 to 31.3.2017
from bank.
3. Get all the Tax saving investments.

Submit all the above to an Auditor by April 2017 for getting refund of the tax deducted.
Suppose if you are not able to get the Pension received statement from 1.1.2006 from the Bank,
You can use our calculator available by clicking the following link.


Fill up the yellow cells. For filling up the Pension on various dates such as 1.1.2006, 1.7.2009, 24.9.2012, 1.7.2014 and 1.1.2016 please make use of SUVIGYA Software from CGDA website. For getting pension as on 1.7.2014 make use of www.exweltrust.in website arrears menu for OROP and multiply the pension of 1.7.2014 with 2.57 for the pension of 1.1.2016.


You will get the Financial year wise break up along with the break up of Delinking arrear print out which you have taken from www.exweltrust.in web site.

FOR MORE DETAILS ON INCOME TAX REFUND PLEASE VISIT OUR 
WEBSITE  www.esmwelfare.in 
UNDER 'WHAT'S NEW'  MENU.

THOSE WANT ANY HELP IN THIS REGARD PLEASE CONTACT
0462-2575380 or mail to: esmwelfare@yahoo.in


Thursday, March 9, 2017

ANOTHER UNMARRIED DAUGHTER OF A SEPOY GOT FAMILY PENSION AT THE AGE OF 56 YEARS.





Miss Annakkili's efforts got her family pension
ANOTHER UNMARRIED DAUGHTER OF A SEPOY GOT 
FAMILY PENSION AT THE AGE OF 56 YEARS.

Sepoy. Subramanian died on 22.9.1988 leaving behind 9 children all tender age.  Miss Annakkili one of his daughter remained unmarried to meet family commitments.  After the death of her mother, she approached our Exwel Trust from Tiruchirapalli for family pension.

It was a great struggle to get her family pension in the absence of a number of revenue records.  However Miss. Annakili worked hard to get all these documents and with the help of Exwel Trust’s sincere efforts and with the co-operation of the MEG Records and the Veterans Cell at New Delhi, she was sanctioned family pension from 06.7.2007 at the age of 56 for life.

She is very happy that finally she has been granted pension.  She travelled all along from Trichy to Tirunelveli to thank the Exwel Trust Team.  She visited our office on 08.3.2017.
The Exwel Trust wish her all the best and a long and peaceful life.