WHAT IS YOUR CONTRIBUTION FOR GETTING O.R.O.P.?

TO CALCULATE YOUR O.R.O.P. ARREARS AND REVISED PENSION PLEASE VISIT OUR WEBSITE: exweltrust.in

UNITY IS OUR STRENGTH

DEAR VETERANS
OUR UNITY IS VERY IMPORTANT
PLEASE HELP THE POOR JAWANS

THEY ARE MORE IN NUMBER

BRING THEM UNDER YOUR COMMAND
BY LOVE & COMPASSION
THEN YOU SEE HOW
THINGS MOVE WITH THE GOVT


PLEASE THINK IT OVER

O.R.O.P HAS BEEN ANNOUNCED BY GOVT.

SOME IMPROVEMENT IN PENSION FOR LOWER RANKS />
ARREARS FROM 01.07.2014.will be paid />
Minimum pension for Sep.15 yrs. service Rs.6665 />< /> KNOW THE RATES OF DISABILITY PENSIONS

W.E.F.01.07.2014

(FOR PRE 01.01.06)(100%)
READ CDA CIRCULAR 555
Table No.76(FOR 100%)
READ CIRCULAR 555
OTHER RANKS (FOR 100%)
READ CIRCULAR 555

WAR INJURY PENSION
FOR ALL RANKS (100%)
READ CDA CIRCULAR 555

DISABILITY PENSION &
WAR INJURY PENSION
TO BE PAID WITH D.A.

CONSTANT ATTENDANCE ALLOWANCE
FOR ALL RANKS (FOR 100%)
Rs.4500/-W.E.F. 01.07.2014

MINIMUM SPECIAL FAMILY PENSION
Rs.7000/- W.E.F.01.07.2014 for 6 months service

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IT IS BETTER TO KNOW

YOUR PENSION ENTITLEMENTS THAN

YOUR LIQUOR QUOTA

HELP ALL TO GET
CORRECT PENSION FROM BANKS

REMEMBER, THAT OUR DEMAND OF

ONE RANK ONE PENSION

ACCEPTED BY GOVT.Circular issued

Our demands are not fully accepted

OUR FIGHT CONTINUES

JOIN THE MISSION TO WIN

THERE IS NO GAIN WITHOUT PAIN

LET US FIGHT FOR JUSTICE
OROP MEANS
EQUAL PENSION
FOR EQUAL RANK
GROUP,AND SERVICE
IRRESPECTIVE OF DATE
OF RETIREMENT
WHETHER POST 01.01.2006
OR PRE 01.01.2006

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RECENT JUDGEMENT - AFT KOCHI

WIDOW OF A RE-EMPLOYED EXSM

ENTITLED FOR DUAL FAMILY PENSION


"நல்ல நிர்வாகத்தால் வழங்கப்படும்

நீதி தான் உயர்ந்தது.

நீதி மன்றங்களினால் பெறப்படும் நீதிகள்

நிர்வாகத்துக்கு பெரும் அவமானம்

என்பதை நிர்வாகம்

(Ministry of Defence)

நன்கு உணர வேண்டும்."

தகுதியுள்ள விதவைகளுக்கு உடனே

இரண்டு குடும்ப பென்ஷன் வழங்க வேண்டும்

முன்னாள் படை வீரர் குடும்பங்களின்

நலன் காப்பது ராணுவ அமைச்சகத்தின்

தலையாய கடமையாகும்

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Disclaimer

The postings in this Blog are only the personal opinion and do not necessarily reflect the views of the “indianexserviceman” blog team. These are expressed in good faith for the general welfare of the veterans of the Indian Armed Forces. The contents of this blog are neither for business nor for any commercial gains. Neither the “indianexserviceman” blog team nor the individual authors of any material on this blog accept responsibility for any loss or damage however caused (including through negligence), which you may directly or indirectly suffer arising out of your use or reliance on information contained on or accessed through this blog. All views and opinions presented are solely those of the surfer and do not necessarily represent those of “indianexserviceman” blog team. This is not an official blog site. This blog is run by a team of Air Warriors of the IAF (Veterans). It is not affiliated to or officially recognized by the MOD or AHQ or Air HQ or Govt/State or any other organization.

"நாட்டுக்காக உயிர் நீத்தவர்களை நினைக்காதநாடு இனி யாரும் அதற்காக உயிர் விடும் தகுதியை இழந்துவிடும்."

PENSION GUIDE BOOK IN HINDI AVAILABLE FREE DOWNLOAD. CLICK HERE.

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MESSAGE FOR READERS

"தெரிந்து கொள்ளுங்கள்" என்ற பென்சன் வழிகாட்டி புத்தகம் புதிய O.R.O.P பென்சன் பட்டியலுடன் கிடைக்கிறது. ஒவ்வொரு ராணுவ பென்சனரும் அவசியம் படிக்கவேண்டியது. உங்கள் தேவைக்கு தொடர்புகொள்ள : முகவரி "எக்ஸ்வெல் டிரஸ்ட் " 15 மிலிடரி லைன், சமாதானபுரம், திருநெல்வேலி 627002. போன்:9894152959. 04622575380 தெரிந்து கொள்வது அவசியம். தெரியாது என்பது அவமானம். தெரிந்து கொள்வது கௌரவம்.உங்கள் சரியான பென்சனை தெரிந்துகொள்ள இந்த புத்தகம் உதவும்.

Sunday, May 1, 2016

DELINKING OF 33 YEARS FOR FULL PENSION FOR EX-SERVICEMEN RE-EMPLOYED AND RETIRED FROM BANKS INCLUDING STATE BANK OF INDIA





DELINKING OF 33 YEARS FOR FULL PENSION FOR EX-SERVICEMEN RE-EMPLOYED AND RETIRED FROM BANKS INCLUDING STATE BANK OF INDIA

The pension regulations of all the nationalized banks was framed in 1995.  The basic concept was adapted from Central Civil pension rules.  Therefore the 33 years service for full pension in banks also was adapted from the central civil pension rules.

Now that the requirement of 33 years service for full pension has been removed by a supreme court judgment and the depoartment of pension and pensioners welfare had issued orders for delinking the 33 yrs. for full pension.

Since the basic pension regulations of the central pension rules has been amended by the Supreme Court judgment, the same amendment is to be done in bank employees pension regulations 1995 also without any legal intervention.  The same is applicable for State Bank of India pension regulations also.

It is the responsibility of the bank management to amend the rules suitably and remove the 33 years conditions for full pension and allow full pension to all irrespective of number of years of service.
State Bank of India, although they claim to follow separate pension regulations, is also having the 33 years condition for full pension.  Therefore the SBI management also should review their pension regulations to meet the judgment of the supreme court.

This land mark judgment was obtained by an individual’s struggle. (M.O.Inasu of Central excise, Kochi.)  Now the majr trades unions of the banks and various pensioners associations and ex-servicemen welfare associations should take up the case with the bank management immediately for payment of full pension.

DELINKING OF 33 YEARS SERVICE FOR FULL PENSION





DELINKING OF 33 YEARS SERVICE FOR FULL PENSION FOR EX-SERVICEMEN RE-EMPLOYED IN CENTRAL GOVERNMENT AND RETIRED.

All the ex-servicemen who were re-employed and retired from Central Government Departments (like Central Excise, Customs, Income Tax, Railways, Postal, Telecom, AIR, Doordarshan etc.) are being paid Pro-rata pension now by taking 33 years service for full pension.  Most of the ex-servicemen re-employed are retiring before completing 33 years.  Therefore all all these men are paid pro-rata pension.

Now this Supreme Court judgment is a great relief to them.  The Department of Pension order dated 6.4.2016 will provide them 50% of the revised basic pay as their pension w.e.f. 1.1.2006.  Therefore all the re-employed and retired central government ex-servicemen pensioners will get their revised pension from 1.1.2006 as per the Government order.


An example is given here for the information of all concerned.

An ex-serviceman was re-employed & retired in 2001.in the pay scale of 14300-400-18300 as on 31.12.2005.
His pay was revised to 37400-67000 with grade pay of 8700 as per 6 CPC
His pro-rata pension was fixed as follows:-
            Minimum of the pay band ----37400
            Grade pay ----------------------- 8700
            Total                                        46100
For 33 yrs. Service 50% of pay as pension will be : 46100/2= 23,050
Pro-rata pension for 25 yrs. Is calculated as (23050/33)x25 = 17463
After de-linking 33 yrs. The pension from 1.1.2006 will be = 23050
Difference to be paid as arrears from 1.1.2006          --          - 5587
Arrears to be paid now           --          --          --          --          -793658

There is no arrears for family pension as the family pension was paid correct as 30% of revised pay to all civil family pensioners.

Friday, April 29, 2016

THE IMPORTANCE OF L.T.A. WITH O.R.O.P.





THE IMPORTANCE OF L.T.A. WITH O.R.O.P.

The undrawn pension of a deceased pensioner paid to the Family pensioner or the Nominee or his Legal heirs is called LTA.  Since the O.R.O.P arrears are paid in Four installments, and most of the beneficiaries are aged, it is likely that they may miss the remaining installments.  Therefore, the legal heirs of the aged pensioners are to be more vigilant in claiming the O.R.O.P arrears as LTA.  Every pensioner must submit nomination or convert their pension account into Joint account (E or S) immediately.  They should also inform their legal heirs about the amount of future installments and probable payment dates.

The Family pensioner or the Nominee or the Legal heirs are normally not aware of the dues to them after the death of the pensioner.  The Banks even after getting the information about the death of the pensioner continue to credit monthly pension till the next life certificate.  In some cases, the family continue to draw pension through ATM for many months.

The mistake is detected only when the family approaches for family pension.  In the case of death of a family pensioner, the over paid pension after the death of the family pensioner remain as it is with the bank.  None of the legal heirs comes forward to close the account. In normal days, it is ignored as the amount involved is less.  But now the significance of LTA has become more important for the family pensioner because of the O.R.O.P arrears which is due in half yearly installments.

O.R.O.P has been implemented from 1.7.2014.  The arrears of OROP of a pensioner who died before receiving the same will have to be paid to his wife as LTA.  In case of a family pensioner, the OROP arrears will be paid to the Nominee or Legal heir.  As on today, none of the bank will pay the OROP arrears of a deceased pensioner of their own.  Unless and until, the concerned people are more vigilant, and claim they will never get.

In addition to O.R.O.P. arrears, there are other arrears like Pre 2006 (Cir.547 arrears) is also to be paid.  Also one more order on Delinking of 33 years service for full pension is also likely to come.  All these arrears involves considerable amount.  Therefore, it is informed that all the defence pensioners and their families are to be more vigilant to claim these arrears.  Otherwise they will lose forever.

Monday, April 25, 2016

WHATS NEW





1.      Now that OROP arrears have been paid to most of the Defence pensioners, except some aged pensioners and many family pensioners because of the non-availability of certain particulars with the bank.  The only remedy is to send the available documents to the Bank with the requisition for payment immediately.
2.      The requirement of 33years service for full pension has been de-linked by a supreme court judgment.  As a result all defence pensioners will get arrears for the difference between full pension and pro-rata pension from 1.1.2006 to 30.6.2014.  Orders are awaited from MOD.
3.      DA for Central Govt. pensioners including Defence pensioners have been increased from 119% to 125% w.e.f. 1.1.2016.  Some banks have paid arrears of DA.  Others will pay along with April 2016 pension.
4.      All pensioners who have fixed deposit in Banks should submit Form 15H (for 60 years and above) and Form 15G (for others) to avoid Tax Deduction at source, if your income is within the slab.  They should also submit a copy of the PAN card to the bank.  If not, the bank will deduct 20% Tax on your entire annual pension.  Afterwards, it will be difficult to get refund.
5.      Those who are drawing pension from SBI can get the OROP arrear calculation sheet on request with their pension paying branch.
6.      If you are a pre1985 retiree, make sure you have done endorsement of family pension.  If not do it immediately.
7.      If you re-employed and retired from central government departments and drawing civil pension, please keep your last pay certificate and civil pension order ready for calculation 50% arrears.
8.      Single ladies, who are drawing two family pensions (one from Defence and one from Central Civil) and whose husbands died during the period 1.1.2006 to 30.6.2014 are also eligible for 50% pension arrears partially in their husbands pension and partially in their family pension.  Be vigilant.  Keep the records ready.
9.      All defence pensioners can keep their pension account jointly with their spouses under E or S basis.  If not please submit nomination immediately.

Sunday, April 24, 2016

What is CDA Circular 547 ?




THE 6TH CPC ANAMOLIES STILL NOT RESOLVED

What is CDA Circular 547 ?

There was an  anomaly in the fixation of pension as per 6th CPC.  One Central Pensioner’s Federation won the legal battle, and finally CDA issued Cir.547 for re-fixation of pension from 1.1.2006 and pay the arrears of the difference between the Tables of 547 and Cir.430 from 1.1.2006 to 30.6.2009.  For Family pensioners the arrears are to be paid from 1.1.2006 to 23.9.2012. But the widows of Sepoy to Hon.Nb.Sub of Group B to H are not eligible for any arrears. Only the families of group A Sepoy to Hon.Nb.Sub and Nb.Sub and above of all the group are eligible for the arrears.
It is very difficult for the banks to identify the Family pensioners Group, therefore, they may not get the arrears in time.  Therefore, individual pensioners must send their attested pension documents to the CPPCs with a requisition letter.  If you are not vigilant, you may not get the arrears at all.  All the ex-servicemen welfare associations should monitor the situation and get arrears to all pensioners at the earliest.

What is the  Delinking of 33 years service for 
full pension and what benefit you get ?

If you are serving 33 years, you are sure to get 50% of your last drawn pay as your pension.  This is the basic central pension rule.  But in case of Defence pensioners, 15yrs, 20 yrs service, last drawn pay  taken as 33 years pay and the pension was unjustifiably reduced  for 15 yrs, 20 yrs. (Pro-rata pension) and paid.  This gross injustice was removed by an Individual’s Legal battle (Sri M.O.Inasu, a pre 2006 pensioner) and finally the Government was forced to pay 50% of last pay drawn as pension irrespective of number of years of service.  By this judgment most of the Defence pensioners and re-employed defence pensioners are benefitted.  As on date orders for Civil pensioners have been released.  CDA yet to release circular on the subject.